Sklenar Insurance Services, LLC                      "Serving an Exclusive and Discerning Clientèle"

Greenwich, CT 06830                                                                        
(203) 542-7250                                                                                           

Employment Practices Liability for Individuals & Families

You don't need to do anything wrong to get sued... allegations of wrongful termination, employment discrimination or sexual harassment not only threaten your estate but may severely damage your reputation and your family's reputation.  

Employment Practices Liability insurance is the only insurance that will defend you in the event that you are sued in connection with your employment practices or the employment practices of a family member.  Sklenar Insurance Services, LLC can help you obtain this coverage at a reasonable rate!

If you currently employ anyone, you need Employment Practices Liability coverage.  In fact, you should have the coverage in place prior to interviewing for a position.  This is true because if, in the interviewing process, you elect not to hire a candidate, they may allege discrimination. It happens more than you might think. Everyday we hear of domestic employees and employment candidates filing lawsuits against their employers or potential employers and seeking millions in damages.  The allegations are most often for wrongful termination, employment discrimination or sexual harassment.  Even if the allegations are false, legal costs can be substantial.  The best way to protect yourself, from an insurance standpoint, is to purchase Employment Practices Liability Insurance. 

Typically, the coverage can be added to your umbrella/excess liability policy or your family office policy as an endorsement.  Coverage may vary by insurer but in general terms include:
  • Liability for damages awarded
  • Defense Costs including administrative hearings or proceedings costs
  • Reputational Liability Costs to defray the cost for an Employment Practices Crisis Management or Public Relations firm hired to mitigate or repair damage to your reputation

Your selection in hiring and employment practices may be sound but misunderstandings can still occur.  Should a misunderstanding lead to a lawsuit, it can undermine all you have worked so hard to achieve and damage your good name. 

Sklenar Insurance Services, LLC believes that your domestic staff should be a source of relief and not just one more thing to worry about. If you have employees, you should secure coverage to protect yourself and your family from what could be a devastating loss.  Coverage is easily added to your umbrella/excess or family office policy.  The cost is reasonable and the benefits, should you ever need them, are immeasurable.

~ Call us today at (203) 542-7250 to discuss your insurance needs ~

Misunderstandings occur, this coverage defends you and your family members
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