Your Automobile Insurance Coverage and the Insurance Carrier you purchased it from are more important than you may think! A serious car accident may represent the greatest single threat to your estate. This is true whether or not you are at fault.
Automobile insurance protects your assets from liability and property losses and provides coverage for loss of income. Can you be sure you have the coverage you need? With so much at stake, why leave it to chance? Sklenar Insurance Services, LLC will help you to choose the right coverages without making it complicated!
Your automobile insurance limits can prove to be one of the most critical elements of your overall insurance portfolio because in addition to covering the automobile itself, it provides;
Liability
Liability insurance, that with proper limits, shield the assets of your estate from what could be a devastating loss.
Uninsured and Underinsured Liability
This protects you, your family, passengers and authorized drivers of your vehicle in the event an injury is sustained as the result of another party's negligence and that party is either uninsured or underinsured or in the event of a "hit & run", where the other party flees the scene. This coverage even applies to you and your resident family members as passengers of other vehicles and as pedestrians which includes riding a bike or walking. Coverages generally include, medical expenses, pain and suffering, funeral expenses and loss of income.
No Fault Coverage
Personal Injury Protection & Reparations Benefits provide coverage to you, your family, passengers and authorized drivers of your vehicle. Coverage also applies to you and your resident family members as passengers of other vehicles and as pedestrians which includes riding a bike or walking. Coverages generally include, medical expenses, loss of essential services, loss of income, funeral expenses and survivors' loss benefits.
Medical Payments provide coverage to you, your family, passengers and authorized drivers of your vehicle. Coverage also applies to you and your resident family members as passengers of other vehicles and as pedestrians which includes riding a bike or walking. Coverages generally include medical expenses, funeral expenses and may include loss of income.
Physical Damage coverage provides coverage for your automobile itself and additional expenses associated with loss or damage.
Comprehensive
Collision
Agreed Value
Lease GAP
Rental Reimbursement & Loss of Use
Roadside Assistance
Additional Coverage Considerations
Worldwide Automobile Liability Coverage
International Car Rental Coverage for Short Term and Extended Term
Automobile Insurance varies greatly by state and by insurance company. Choosing the right automobile insurance may be one of the most important decisions you make. Let the extensive experience we at Sklenar Insurance Services, LLC have in automobile insurance work to your advantage and allow you to make the best choice for you and your family.
~ Call us today at (203) 542-7250 to discuss your insurance needs ~
