Sklenar Insurance Services, LLC                      "Serving an Exclusive and Discerning Clientèle"

Greenwich, CT 06830                                                                        
(203) 542-7250                                                                                           

Business Insurance

Your business depends on you... and you depend on your business.  Astute business owners know how to take care of their clients, their employees and know the value of sound business practices.

Comprehensive insurance coverage is necessary to hedge against the eventuality of unforeseen events but it must also be cost effective.  Sklenar Insurance Services, LLC is here to help you achieve both goals!

Designing a comprehensive insurance strategy for a business requires that care be taken, by an insurance professional, to learn about the operations of your business for the purposes of identifying the property & liability needs unique to your business and establishing the most favorable means of rating your insurance. 

Once these factors have been properly determined, we will present an insurance plan to address your specific needs while addressing the three types of insurable threats common to all businesses.

Direct Losses to Property

These losses are easy to define and the amount of loss is easily measured. Property insurance provides coverage for losses sustained which are caused by specific perils. In most instances, the value of the property has been established long before the loss occurs. Therefore, by nature, these losses are finite and limited to the value of the property and extra expenses incurred a result of the loss to the property.

Liability Losses

Liability exposures, unlike property, pose an even greater risk to your business since the dollar amount associated with a such a loss is unknown.

Loss of Income

From a business insurance perspective, loss of income can result from either a property loss or it may be related to either; the inability for you or a key employee to perform the assigned business functions due to premature death, illness or disability.  In addition to adequate business property and liability insurance, Life, Health & Disability Insurance products are important to a well balanced insurance portfolio.

Insurance is an effective method for managing risk. To create an effective business protection strategy, you first need to consider what risks you are exposed to and how a financial loss would affect you and your business.  With business insurance premiums on the rise, now is a good time to let Sklenar Insurance Services, LLC  evaluate your business insurance needs and present you with a comprehensive, cost effective insurance plan to meet the needs of your business.

~ Call us today at (203) 542-7250 to discuss your insurance needs ~

Business Insurance Coverage Available

Combined Property & Liability
  • Business Automobile
  • Business Owners Policy (BOP)
  • Commercial Package
Liability Policies & Enhancement Endorsement Coverage
  • Commercial General Liability
  • Commercial Umbrella
  • Cyber Liability
  • Employment Practices Liability
  • Director & Officers
  • Employment Practices Liability
  • Professional Liability
  • Errors & Omissions
  • Environmental Protection
Property Policies & Enhancement Endorsement Coverage
  • Business Property
  • Builders Risk
  • Marine & Inland Marine
  • Boiler & Machinery
Workers Compensation & Statutory Disability

Additional Business Insurance Considerations

Employee Benefits

  • Medical, Dental and Vision
  • Group Disability, Life & Long Term Care Insurance
  • Voluntary Benefit Plans
Executive Benefit Plans
  • Business Owner & Executive Bonus
  • Deferred Compensation
  • Post Retirement Medical Benefit Plan
  • Survivor Benefit Plan
Business Disability & Life Insurance Protection
  • Business Owner 's
  • Buy-Sell Agreement Funding
  • Key Person

Please visit our Personal Insurance Section for all your Personal Insurance needs!

Sklenar Insurance Services, LLC Personal Insurance
Insurance to protect your Business